insurance

 

Life Insurance

This is a difficult subject to discuss and plan for. Buying Life Insurance means you love your family and care about their financial security beyond your life time

  • We offer Term Insurance for people with large obligations and small budgets
  • We offer Whole Life Insurance for people who want their insurance to pay at death no matter how long they live
  • Final expense insurance is $ 25,000.00 or less and has simple health questions to qualify.
  • Life insurance is a great way to pay estate taxes and to fund Long-Term Care
  • Life Insurance can now be purchased with one single premium; paid up for life!

Click here to Life Insurance Buying Guide
 

Long-Term Care Insurance

  • Consider that you might need assistance with the activities of daily living at some point in your retirement
  • Individuals and couples consider long term care insurance so they won’t have to worry about care and
    how much it costs
  • Home health care benefits pay the cost of receiving care in the comfort of your home
  • Long-Term Care Partnership policies provide for protection of assets from Medicaid Estate Delivery
  • Long-Term Care insurance can now be purchased with one single premium: the policy is then paid up for life
  • Many of our agents hold the CLTC Professional Designation; ‘Certified in Long Term Care’
  • We represent several Long-Term Care insurance companies offering you different designs and cost
  • Your health qualifies you for long term care insurance
  • We have a simple application and a short phone interview to learn if you qualify

Click here to download the LTC Shoppers Guide

Contact us today to request a quote for a life insurance policy that meets your individual needs.